/* Digigimp Developments 2004. */ /* Email mcgowan@digigimp.com */ function getAmortization(a,n,p) { var i=0; var sATline=""; n = n * 12; // convert years into months var oAmortizationTable=document.getElementById("amortizationtable"); oAmortizationTable.style.visibility="visible"; var sCR=String.fromCharCode(13); var sTab=String.fromCharCode(27); var m_names = new Array("January", "February", "March", "April", "May", "June", "July", "August", "September", "October", "November", "December"); var m_col = new Array("#FFFFFF", "#CCCCCC","#6699CC"); var d = new Date(); //var curr_date = d.getDate(); var curr_month = d.getMonth(); var curr_year = d.getFullYear(); //document.write(curr_date + m_names[curr_month] + " " + curr_year); /* Calculate amortization and write table to text area **/ var payment = getPayment(a,n,p); // Add Monthly Account keeping fee to the monthly payment. var AFee = document.all.AcctFee.value; //payment += parseFloat(AFee); // write the html parts document.write(sCR + "Better Mortgage Management - Loan Amortization Table"); document.write(""); document.write(""+sCR); document.write("" +sCR + sCR); //document.write(""); var balance=a; var interest = 0.0; var principal=0.0; var totalinterest=0.0; var mCounter = 0; var cAlternate = 0; for (i=1;i<=n;i++) { if(mCounter == 0){ document.write("" + sCR); document.write("" + sCR); } document.write(""); interest = balance*p/1200; totalinterest += interest; principal = payment-interest; balance -= principal; // document.write(""); document.write(""+sCR); document.write("" + sCR); document.write("" + sCR); document.write("" + sCR); document.write("" + sCR); document.write("" + sCR); document.write("") mCounter++; if(cAlternate == 0){ cAlternate = 1; }else{ cAlternate = 0; } if(i%12==0){ mCounter = 0; curr_year++; } } document.write(''); document.write("

"+FC(a)+" at "+p+"% over "+Math.round(n/12)+" years

"); document.write("Monthly Payment: $" + (Math.round((payment+parseFloat(AFee))*100)/100) + " (includes $"+AFee.valueOf()+" Monthly Account Keeping Fee)

MonthBalancePrincipalInterestPaymentTotal Interest
Payment schedule for year: " + curr_year + "
MonthBalancePrincipalInterestPaymentTotal Interest
"+i.toString()+""+m_names[mCounter]+""+FC(Math.round(balance*100)/100)+""+FC(Math.round(principal*100)/100)+""+FC(Math.round(interest*100)/100)+""+FC(Math.round(i*payment*100)/100)+""+FC(Math.round(totalinterest*100)/100) +"
DISCLAIMER:
The results from the calculator are only indicative estimates of how much you can borrow.'); document.write('They are not a quote, qualification or approval of or offer for a loan. Please note that each financial institution applies different criteria when assessing and approving loan applications.'); document.write('All loan applications are subject to those criteria. For more information please contact your Better Mortgage Management consultant.
"); document.write(""); } function getSpaces(n) { var i=0; var sSpaces=""; for (i=0;i=0 ; k--) { t++; if (t % 3 == 0) { textFormat = "," + str.substr(k,1) + textFormat; } else { textFormat = str.substr(k,1) + textFormat; } } if (textFormat.substr(0,1) == ",") { num = textFormat.substr(1,textFormat.length-1); } else { num = textFormat; } } } return "$"+num+"."+parts[1]; // re-attach the decimals }