Introducing the NEW PRODUCT RANGE OPTIMAL with access to Alt Doc Construction + a market leading Full Doc rate @95% LVR.
  • Suitable for Purchase, refinance or construction of owner-occupied and/or investment
  • Debt consolidation, cash out, relocation and non-genuine savings options
  • Owner Occupied P&I only. Investment P&I and Interest Only. Fixed Rates available
  • Cash Out up to 80% LVR for personal or investment use
  • Debt Consolidation up to 90% LVR for up to 4 debts
  • Up to $1.15M on Loan Amounts to 95% LVR
  • Non genuine savings acceptable.  Rental history can be used to meet genuine savings requirement
  • 100% e-offset (Annual Fee $395) online transactions only 
  • Construction available with 0.35% loading


Wide range of acceptable securities (reduced and higher rates may apply with these options)

  • Units from 35m2
  • Up to 5 Units on 1 Title
  • Serviced Apartments (max 70% LVR)
  • Dual Key Properties
  • Construction of Up to 4 Units
Up to 10 Ha for Optimal Platinum, larger securities considered for Gold and Silver. 
Posted on: 10-Jan-2020